Credit Repair often involves challenging derogatory information published by the credit bureaus. Up to 70% of all credit reports contain inaccurate or outdated information and federal legislation allows consumers to challenge this information to legally and permanently remove it.

Credit Repair may also take the form of settling old delinquent debts for lower than book value referred to in the industry as Negotiated Debt Settlements. Such settlements are negotiated with one’s creditors.

Credit Repair can often be handled by consumers directly with the national credit bureaus. But many others need the assistance of an experienced consumer credit counseling agency to see to their best interests under the law. Professional assistance is always recommended for debt settlements.

Following are examples of derogatory information permanently removed from client credit reports in the past:

Cornerstone Financial Counselors will provide an honest and FREE assessment of what to expect. Just send the required no obligation information and a Counselor will contact you in a few hours.